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Phase 3 PAYMENTS
Recurring Billing

Set it once.
Get paid on schedule.

Memberships, retainers, maintenance plans and payment plans. Set the schedule once and let the billing run automatically.

When the platform supports it, retry logic and card updating tools can also help recover some failed recurring payments without your team chasing every one by hand.

Who It Fits

If the payment repeats,
The work shouldn't.

Recurring billing fits businesses where the same customer pays on an agreed schedule. Memberships, retainers, service plans, payment plans, subscriptions, rent and dues are all common examples.

Gyms, Studios & Clubs

Memberships and recurring dues billed on the schedule you set, with plan changes handled through the tools available in your setup.

Agencies & Consultants

Monthly retainers and scheduled client billing without manually sending the same invoice every cycle.

Home Services

Maintenance plans and service agreements billed monthly, quarterly, seasonally or on another agreed schedule.

Healthcare & Veterinary

Payment plans and recurring care programs when the billing arrangement and customer authorization support recurring charges.

Managed IT & SaaS

Subscriptions and recurring service fees, with fixed or seat-based billing depending on the platform and setup.

Property & Storage

Rent, dues and storage fees billed on an agreed schedule, with payment history easier to track.

Recurring billing works best when the amount, schedule and customer authorization are clear before the first automatic payment.

When a Payment Fails

Failed payments happen.
What happens next matters.

A declined recurring payment does not always mean the customer is gone. The right tools can help identify the problem, retry when appropriate and make it easier to follow up when action is still needed.

Cards Change

Cards expire, get replaced and change over time. When the platform supports account updating, new card information may be available without asking the customer to re-enter it manually.

Some Declines Are Worth Retrying

A recurring payment can fail for reasons that may change later. When retry tools are available, the schedule can be configured to attempt some failed payments again without repeatedly charging the customer.

Some Failures Still Need a Person

Not every failed payment can or should be solved automatically. Good reporting and customer notifications help your team know which accounts still need attention.

Automation should reduce the chasing. It should not hide the accounts that still need help.

Recurring Billing FAQ

Before the first automatic charge,
Get these answers.

Stored payment information, customer authorization, expired cards, payment plans and accounting all matter once billing starts running automatically.

The recurring billing setups we use rely on secure payment technology such as tokenization or a payment vault rather than your team manually keeping card numbers. The exact security tools and PCI responsibilities depend on the processor, gateway and platform.
The customer should clearly agree to the amount or billing method, frequency and terms before recurring charges begin. The exact authorization and recordkeeping requirements depend on the payment method, processor, card network rules and your agreement with the customer.
Some platforms support account updater tools that may receive updated card information from participating issuers. When that is not available or does not work, the customer may need to provide a new payment method. We confirm what your setup supports before launch.
Some recurring billing platforms include a customer portal where customers can update payment information, view billing history or manage certain plan details. The available self service features depend on the platform and configuration.
Yes, when the platform and billing arrangement support it. Recurring billing can be used for a set number of scheduled payments as well as ongoing memberships, retainers and subscriptions. The payment schedule and customer authorization should be clear before the first charge.
It depends on the recurring billing platform and the accounting system you use. Some setups connect directly, while others provide reports or exports your accounting team can use. We check the integration before recommending the setup.

Tell us what isn't working.
We'll tell you what's worth changing.

Tell us what you are trying to fix or improve. We will tell you what should stay, what is worth changing and where Phase 3 can help.

Sometimes the honest answer is nothing.