Sioux Falls, SD · 24/7 US based support Talk to a person: (855) 374 2733
Phase 3 PAYMENTS
Restaurants & Bars

When service gets busy,
Your payment setup has to keep up.

Full service restaurants, bars, cafes, quick service, and food trucks all run differently. Tabs, tips, split checks, handhelds, kitchen flow, online orders, and checkout speed all change what the right setup looks like.

We start with how your business actually runs, then recommend the point of sale, processing, and pricing options that fit it.

Start with the service model

Not every restaurant
Needs the same setup.

A dining room on Saturday night, a packed taproom, a cafe at 7 a.m., and a food truck at lunch solve different payment problems. Start with the operation that looks most like yours.

Full service restaurants

Tables, split checks, tips, handhelds, kitchen routing, online orders, and a system the team can move through without slowing service.

Bars & taprooms

Open tabs, fast authorizations, tips, handhelds, and a payment flow that can keep up when the room fills.

Quick service & cafes

Fast checkout, modifiers, loyalty, online ordering, labels, and kitchen displays that keep orders organized.

Food trucks & mobile

Compact hardware, mobile payments, simple menu changes, and a setup that can work wherever service happens.

Not sure which one fits? Tell us how service works at your business and we will start there.

Tell us how you run service →

What has to work

The dining room moves fast.
The payment flow has to keep up.

The check can start at the table, move through the point of sale, split across guests, include a tip, combine with online orders, and still need to reconcile cleanly at the end of service.

Check creation

The point of sale should support the way the restaurant opens, changes, and closes checks during service.

Check splitting

When guests split payment, the checkout should support the approved workflow without turning every change into a manager problem.

Tips

The payment setup may record client selected tips as part of the transaction. The restaurant determines payroll, distribution, pooling, tax, and compensation treatment.

Online orders

When the restaurant accepts online orders, the relationship between ordering, point of sale, kitchen workflow, and payment should be reviewed for the actual systems involved.

Bar tabs and authorization

When the restaurant uses tabs or incremental authorization, confirm that the selected processor, point of sale system, and configuration support the required workflow.

Closeout and reporting

Checks, payments, refunds, tips, and other transaction activity should leave useful records that help the operator understand what happened during service.

If the current restaurant system already handles these well, we should not replace it just to create a project.

Pricing programs

The menu does not pick
the pricing program.
Your numbers do.

A bar can have a very different card mix from another bar. The same is true for restaurants, cafes, and food trucks. We compare the actual processing cost and card mix before recommending how the business should price card acceptance.

Card mix

Debit, credit, and prepaid volume can materially change the comparison because the programs do not affect every card type the same way.

Current cost

Your actual processing statement tells us what the business is paying now and gives the estimate something real to compare against.

Customer experience

How prices appear on the menu, receipt, and payment screen matters too. The lowest modeled cost is not automatically the best operating choice.

We do not pick the program from the industry name

We can model the options from your numbers first. One recent statement lets us replace assumptions with the restaurant's actual cost and card mix.

What changes

Change what is broken.
Keep what is working.

Moving to Phase 3 should not automatically mean replacing everything in the restaurant. We separate the software, hardware, processing, support, and terms, then change the parts that actually need changing.

Keep what fits

If the current point of sale or hardware can stay and still support the new setup, keeping it may be the better answer. We check compatibility before recommending replacements.

Configure before service

When new equipment is needed, menus, taxes, tips, devices, routing, and other approved setup details should be configured before the restaurant has to rely on them.

Support after the switch

Payment and equipment support is available 24/7 from a US based team. When something needs attention during service, the restaurant should know who to call.

Know the terms first

Processing terms, equipment arrangements, pricing, and cancellation conditions should be clear before anything changes.

The goal is not a bigger project. It is a setup that fits the restaurant better.

See the systems we install →

Systems we install

Six systems we actually install.
Each fits a different operation.

We install all six, so the question is not which logo we like most. It is which system fits the way your restaurant actually runs.

The right answer may also be the system you already have. We check that before asking the restaurant to relearn anything.

See all POS and terminals →

How switching works

Build it before
the busy shift needs it.

If the restaurant actually needs a new system, the work should happen before launch day. We learn the current setup, configure the new one, review it with you, and plan the transition before the team has to depend on it.

  1. Learn the current setup

    We review the menu, modifiers, taxes, tips, devices, kitchen routing, online ordering, staff workflows, and the parts of the current system the restaurant wants to keep.

  2. Build before delivery

    We configure the approved setup before the equipment is put into service so the restaurant is not starting with empty hardware and a login.

  3. Review and train

    The restaurant reviews the setup and the team gets training on the workflows they will actually use before the new system becomes the primary one.

  4. Plan the cutover

    We decide when the new setup goes live, what still needs to be verified, and whether a short transition period with the current system makes sense.

The goal is not to make switching sound effortless. It is to do the work before the restaurant is depending on the new system.

Talk through my current setup →

Restaurant FAQ

Before you change anything,
Get these answers.

The right answer depends on the restaurant, the current system, and what is actually causing the problem.

We do not choose one from the restaurant type alone. Card mix, current processing cost, customer experience, program rules, and how you want prices presented all matter. We can model the options from your numbers before recommending anything.
Possibly. If the software is working and the payment relationship is the problem, we first check whether the existing system can support the setup you need. Compatibility depends on the platform, processor relationship, hardware, and configuration.
Sometimes. Existing stations, handhelds, terminals, printers, and kitchen equipment may or may not work with a different setup. We check compatibility before asking you to replace hardware that still has a job to do.
It depends on the restaurant and the system. Menu size, modifiers, devices, kitchen routing, online ordering, integrations, and training can all affect the timeline. We review the current setup first, then give you a realistic implementation plan before the cutover.
Yes when the selected system and configuration support them. Handhelds can be used for ordering, payments, or both depending on the restaurant workflow and the system being installed.
That depends on the point of sale and restaurant setup. We look at how you authorize tabs, close checks, capture tips, handle tip pools, and get the information payroll needs before configuring the workflow.
Often, but it depends on the platform and integrations involved. When the system supports it, the goal is to keep menus, orders, modifiers, and kitchen routing connected instead of creating separate manual processes.
Phase 3 payment and equipment support is available 24/7 from a US based team. The exact support path can depend on the system and issue, but the restaurant should know who to contact before anything goes live.
Yes. Phase 3 Digital can build and manage the restaurant website as a separate service. Website pricing is $99 a month with Phase 3 processing or $199 a month as Standalone Digital. Search and advertising services can be added separately when they make sense.
Phase 3 Digital

We can handle
the website too.

Menus change. Hours change. Photos change. Events, staff, locations, and specials change. We build the restaurant website, write it, host it, and keep handling the normal updates after it goes live.

Use Phase 3 Digital on its own, or pay less when you also process with Phase 3.

Website plan

With Phase 3 processing

$99 / month

Standalone Digital

$199 / month

Same managed Website service. Processing customers receive the lower price.


  • Written and designed for your restaurant
  • Hosting, SSL, and Cloudflare
  • Forms, calls, maps, and analytics
  • Technical SEO and schema
  • Normal website updates by email
Not included in this plan

Online ordering, kitchen integration, restaurant management software, and payment tools

No setup fee. Month to month.
Your domain, logo, and original photos remain yours.

Tell us what isn't working.
We'll tell you what's worth changing.

Tell us what you are trying to fix or improve. We will tell you what should stay, what is worth changing and where Phase 3 can help.

Sometimes the honest answer is nothing.