Onboarding Boot Camp:
A crash course in products, pricing, and compliance—perfect for beginners or seasoned pros.
Earn More. Grow Faster. Do the Right Thing.
Ready for a different kind of payment partnership?
At Phase 3 Payments, we believe success should be mutual, with no hidden agendas or needless red tape. Whether you’re a seasoned payment pro or just exploring the industry, we’re here to help you earn with integrity—and support the merchants who count on you.
Why Partner With Us?
1. Customer Retention
Because 98% of merchants stay, you earn. Our merchants rarely leave due to consistent pricing, responsive service, and genuine relationships—meaning your monthly residuals remain rock-solid.
2. No Forced Buyouts
We don’t pull the rug out from under you. Residuals are yours, and if you ever step away, your earnings can be passed on or inherited—no strings attached.
3. Honest, Stable Pricing
No surprise fee hikes for your merchants. We keep rates fair and consistent, so you never have to explain random extra charges.
4. Every Phase Counts
Whether you just want to refer a few deals or plan to build a payment empire, we respect your goals—and adapt our program to fit them.
What Sets Us Apart?
- Human Connections, Zero Red Tape
We’re small enough to care personally, yet big enough to offer the tech and support you need. Talk to real decision-makers who are ready to help, not hide. - 24/7 US-Based Support
Your merchants get friendly, knowledgeable service day or night. Our team picks up the phone fast—so you don’t get stuck playing middleman. - Training & Tools for Growth
From initial onboarding to advanced product training, we’ll keep you up to speed. We’ll even help with marketing, co-branded assets, and real-world sales tips. - Proactive Partner Programs
From retention efforts to lead-generation tips, we actively help you keep your portfolio engaged. Ask us how we champion your merchants year-round.
How Our Partner Program Works.
Choose Your Path
Referral-Only: Tap your existing network and earn a cut when you connect us with merchants. Perfect for busy pros who want a simple way to monetize relationships.
Full-Time Partner: Build a career in payments with recurring revenue you can count on. We equip you with the tools, training, and support to handle everything from small retailers to multi-location restaurants.
Hybrid Approach: Not sure where you fit yet? Start small, then scale up when you’re ready. We’re flexible because your journey is unique.
Bring in Merchants
Get Ongoing Support
Earn Residuals
The Phase 3 Difference.
- Integrity at Every Turn
No locked-in contracts for merchants, no shady fees, no fine print. We want your merchants—and you—to stick around because we’ve earned your trust. - High Retention = Consistent Income
We keep 98% of our merchants on board, so your monthly earnings stay stable—fewer surprises, fewer headaches. - Fast, Flexible Approvals
Got a unique deal or high-risk merchant? Our underwriting team will explore every avenue. If something doesn’t work, we’ll be upfront about it. - Survivorship for Residuals
You get two layers of protection. If you ever need to step away permanently, your earnings can be passed on to family. And if anything happens to Phase 3—like a sale or ownership change—we stand by our no forced buyouts guarantee.
Partner Spotlight.
Grow With Us.
Ready To Earn With a Team That Has Your Back?
We see our partners the same way we see our merchants: real people who deserve honesty, flexibility, and unwavering support. Let’s grow your portfolio together and help businesses accept payments the way it should be—no surprises, no nonsense.
- Call 855-374-2733
- Submit Application
Focus on building your residuals—and let us handle the payment details with no hidden fees and no forced buyouts. If email is easier, drop us a line at info@phase3payments.com—we’ll get back to you within one business day, promise!