We don’t just Process the sale. We help create it.
Better payments. The right point of sale. A website that works harder. Search and advertising that bring in customers.
Start with exactly what your business needs today. Add more only when it makes sense.
Payments built around your business
Payment processing, terminals, point of sale, online checkout, invoicing and recurring billing. Clear pricing and technology selected around how your business actually operates.
Digital growth, when you need it
A website built, written, hosted and maintained for you. Get found on Google and in AI search. Add Google and Meta advertising whenever you are ready.
Website plans start at $99 a month when you process with Phase 3.
Figures are company-reported. Inc. 5000 rank is from the 2026 list. Phase 3 was previously ranked No. 427 with 955% three-year growth.
We set it up.
We stick around.
Start wherever your business needs help. We recommend the right solution, get it running and stay available long after launch.
No box with a login. No disappearing once the sale is made.
Technology that fits your business
Payments, point of sale, online ordering, invoicing, websites, search and advertising. Use one service or use more. We recommend what makes sense, handle the setup and make sure your team knows how to use it.
Real help when it matters
Support is available 24/7 from a US based team. When a terminal stops working during a Saturday rush, you reach a person who can help, not a ticket that gets answered on Tuesday.
Clear pricing. No contract games.
Month to month. No cancellation fee. No four year lease for a $300 terminal. No surprise charges buried in a statement. What we agree to is what you pay.
More than 2,000 businesses later, 98% stay with Phase 3. Not because they have to. Because we keep earning it.
Bring in more business.
Keep more of what you earn.
Payments, point of sale, websites, search and advertising from one team. Start with the service you need now. Add another only when it can make or save your business money.
Card processing that reads like a receipt
Interchange passes through at cost. Our margin is shown as a clear number. No junk fees hidden in the statement. Next business day funding goes to the bank account you already use.
How our pricing works →
Point of saleKeep what works. Replace what does not.
We start by seeing whether the system you already have can stay. If it can, we keep it. If it is time to replace it, we match the hardware and software to your business, install it and support it.
See our point of sale options →
Dual pricingKeep more of every card sale
Show a cash price and a card price, then let the customer choose. It can offset most or all processing costs for the right business. We will tell you honestly whether it fits yours.
Estimate your savings →
WebsitesA website you do not have to babysit
We write it, design it, host it and keep it current. Plans start at $99 a month when you process with Phase 3. Keeping the site updated is part of the job.
See what is included →
SearchShow up when people go looking
We improve your local search presence, Google Business Profile and website structure so customers can find you on Google and AI tools can understand what your business does.
See how search works →
AdvertisingMake the click worth paying for
We manage Google and Meta campaigns and build the landing pages behind them. Your ad account and data stay yours. Your ad spend goes directly to the platform, not through us.
See how advertising works →
You hired the vendors.
Somehow, you became
project manager.
Payments, point of sale, websites, search and advertising are connected, even when the companies behind them are not. When something breaks, every handoff becomes your job.
Phase 3 gives you one accountable team for the services you choose. Start with one. Add another only when it earns its place.
How it usually goes
- One problem becomes several support tickets
- Every vendor points somewhere else
- You repeat the same story to everyone
- You end up managing the fix
How it goes with Phase 3
- One team takes responsibility
- One number to call
- People who understand how your business works
- Only the services that make sense for you
Don't replace your POS
until you know you have to.
Changing processors does not always mean changing the system on your counter. In many cases, you can keep the software your team already knows and move the card processing to Phase 3.
Tell us what you use and we will give you a straight answer. If it can stay, we leave it alone. If it cannot, or you are ready for something new, we will match you with a system that fits the way your business actually runs.
Buying new? These are the six we install and support.
We do not start with a brand. We start with how your business works, then recommend the system that fits.
Sometimes a terminal is all you need.
If you only need to take payments and print receipts, a full point of sale system is more than you need. Dejavoo and Valor PayTech offer straightforward countertop terminals, including options for dual pricing, cash discount and surcharge programs when appropriate.
Phase 3 earns on processing, not hardware margin. That means the recommendation is based on what fits your business, whether that is a new system, a simple terminal or keeping what you already have.
The rate looks small.
The annual cost doesn’t.
A few dollars on one card sale is easy to overlook. Multiply it by every card payment for twelve months and you get the number that actually matters.
Enter two numbers and see an instant estimate. No name. No email. No phone number. For the exact answer, book a statement review. We will show you what you are paying and tell you honestly whether anything is worth changing.
Easy to overlook.
At $100k a month
Much harder to overlook.
Illustrative estimate at a 2.95% effective rate. Your actual cost depends on card mix, pricing and fees.
Your website
shouldn’t peak
on launch day.
Most websites are sold as a one time project. You pay thousands up front, launch it, and then every update becomes another invoice or another task nobody has time to handle.
Phase 3 Digital works differently. We write it, design it, host it, secure it and keep it current for one monthly price. Technical SEO and ongoing changes are included.
Use it on its own or pair it with Phase 3 payments for lower pricing. Plans start at $99 a month with processing or $199 without. No setup fee. Month to month. Your domain stays yours.
Written, designed, hosted, secured and maintained for you. Technical SEO and unlimited changes by email are included.
Everything in Website, plus local SEO, Google Business Profile management and site structure that helps Google and AI search understand your business.
Everything in Search, plus management of Google or Meta campaigns with up to $3,000 a month in ad spend. You pay the platform directly. Phase 3 never marks it up.
Prices shown are for businesses that process with Phase 3. Digital services are also available without changing processors. Compare both price sets.
A bar and a roofing company
do not get paid the same way.
So why would they get the same setup? Phase 3 matches payments, point of sale, invoicing and digital tools to the way your business actually sells, bills and gets paid.
Restaurants & bars
Open tabs, split checks, tips and a system that can handle the Friday night rush.
See restaurant solutions →
Automotive & repair
Large tickets, deposits, estimates and simpler ways for customers to pay.
See automotive solutions →
Construction & trades
Deposits, progress payments and invoices that get paid from the office or the job site.
See contractor solutions →
Retail & shops
Fast checkout, accurate inventory and customer tools built for repeat business.
See retail solutions →
Healthcare & wellness
Balances, recurring plans and flexible ways for patients to pay in person or online.
See healthcare solutions →
Professional services
Retainers, invoices and recurring billing without spending your day chasing payments.
See professional service solutions →
The sales pitch should still be true
after you sign.
Four promises you can check in the agreement, on the statement and the first time you call for help.
No contract traps
Month to month. No cancellation fee. If we stop earning your business, you can leave.
Pricing you can follow
Interchange passes through at cost and our margin is shown clearly. No annual fee. No junk charges appearing months later.
A person when it matters
Support is available 24/7 from a US based team. When something stops working during a rush, you reach a person who can help, not a ticket queue.
The right fit, not the leftover box
Keep what works. Replace only what does not. We recommend the hardware and software that fit your business, not whatever happens to be sitting in inventory.
Change processors.
Not your business hours.
The fear is not switching. It is losing a busy day because the switch goes sideways. Here is how we move the account without putting your business on pause.
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We start with what you already use
We learn how you take payments, what works, what cannot go down and what you want to improve.
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We confirm the numbers and approval
We review pricing and underwriting before equipment ships, so you know the cost and approval status before anything changes.
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We build before it arrives
When new hardware is needed, it arrives configured with the users, items, menus, modifiers and tax rules the system supports.
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We plan a parallel shift
When the setup allows it, the new system runs alongside the old one until the devices, deposits and daily workflows are working as expected.
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We close the old account correctly
We explain any remaining obligations and do not close the old account until the new deposits are settling as expected.
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We stay after launch
You keep a named contact and 24/7 US based support after the install, not just before it.
Already under contract? Send it over. Sometimes the smartest move is to wait, and we will tell you that.
We made the claims.
Make us prove them.
We wrote this website, so you should verify what it says. Choose the AI assistant you already use. We have written a research prompt that asks it to check current public sources, separate verified facts from company claims and tell you what to confirm before signing.
Research Phase 3 Payments before I sign.
Verify the claims. Cite current sources. Flag anything I should question. Tell me what to get in writing.
Each button opens the same detailed research prompt in a new tab. Nothing is submitted until you send it.
Research prompt copied
We cannot control the answer. That is the point. AI can still get things wrong, so read the sources it cites. Find inaccurate public information about Phase 3? Send it to us and we will correct what we control.
Ask everything.
Before you sign anything.
Contracts. Pricing. Support. Switching. Your current point of sale. The $99 website. Here are the answers we give before you sign, not after.